At Policy Expert, we’re dedicated to making insurance easier for you. When things go wrong with your car it can be expensive, time-consuming and stressful. We want to make sure that you’re covered so we can get you back on the road as fast as possible.
Did you know that, as part of your car insurance, it’s your responsibility to keep your tyres within the legal requirements? If your tyres don’t meet these guidelines, your insurer may not pay out if you need to make a claim. That’s not the only reason to ensure your tyres are in tip-top shape – healthy tyres will keep you safer, make driving easier and even improve your fuel efficiency!
Here’s what you need to know.
It’s really important that you regularly check that your tyres are in good condition still – sometimes they need to be replaced earlier than their specified lifespan.
To check your tyres are in good condition, you should regularly inspect each wheel for signs of wear and tear. Your tyres should have equal wear across the whole surface – if the inner, outer or central part of any individual tyre is more worn than other parts, it could indicate that your tyres are over or under-inflated.
You should also check how your tyres compare to one another. If the tyres on one side of your car are more worn than on the other, it could indicate that your car is misaligned.
Making sure your car’s tyre’s pressure is right will keep your wheels going for longer, make driving easier and ensure you’re not using unnecessary fuel. Your car’s manual will give you the right amount of air pressure – or you can Google it. The measurement is in pounds per square inch (PSI); around 40 is normal. Remember to always check your tyre’s pressure when they’re cold.
If you aren’t sure how to check your tyres, lots of companies will offer a free tyre check. Check online for your nearest centre, especially as some will require a booking.
Finally, make sure your tyres are within the legal guidelines for tread. These will help you with grip, which is especially important in wet conditions.
The legal limit for tyre treads is 1.6mm deep, but experts recommend at least 2mm-3mm to be on the safe side. An easy way to check that your tread is still safe is to place a 20p coin in the tread groove. If you can’t see the outer band of the coin, your tyres are OK.
If you’re happy that your tyres meet all these requirements, you should be good to go – safe driving!