Flash floods are becoming a common feature of UK summers – and have made a frequent appearance over the past eight years. As our climate continues to become warmer, they’re set to become a regular fixture over the summer months.
It is important to note that flash floods can impact any home. So even if you don’t live in a ‘high risk flood area’, you could still be affected.
What are flash floods?
Flash floods occur when rain falls so intensely that the ground can’t cope and the rainwater doesn’t drain away fast enough. As a result, the water runs on top of the surface. They happen most commonly after thunderstorms and downpours – following dry, hot weather.
UK summers are becoming hotter and drier but while there should be less rain overall, it’s expected to fall in faster, more intense bursts. This means that flash flooding will only become more of an issue here in the UK.
Spain, Italy and other hot countries have storm gullies to drain the water quickly away from homes and roads. But they are less common here in the UK, which is why it’s important to be vigilant and put measures in place to protect your home.
‘We don’t get flooded round here though’ – flash floods can happen anywhere, and the impact can be devastating
Flash floods can happen anywhere – so, although your home may never have been affected by flooding, we urge you to be aware and prepared.
The impact of flash flooding can be severe and disruptive:
- Homes may suffer serious damage – including structural damage and the destruction of entire rooms
- Damage of contents, including irreplaceable and sentimental possessions
- Not to mention the stress, disruption and uncertainty to those that live in the house
- Financial implications are also likely which may include an excess if you need to make a claim
Here are some simple ways to protect your home
A lot of homes that have suffered from flash flooding damage, could have been avoided if some simple preventative steps were taken:
- Make sure your outdoor drains are clear of debris such as leaves, branches, mud and litter. This will allow water to drain properly rather than running into your property.
- Leaves from the autumn fall can easily spread, blocking drains and the like. Similarly, around May time, the early pollen season sees trees and plants shedding blossom and petals. Wind and rain can quickly spread the debris, so it’s important that you check and clear your drains around these times.
- As well as your drains, make sure you carry out general checks around the outside of your property including your garden. It’s important to remove any clutter such as old furniture, bin bags and garden waste – to help rainwater escape away from your property.
We’re here to help if you need us
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* Policy Expert is rated the number 1 home insurance provider in the UK on independent review website – Reviewcentre.com. Based on 28,204 customer reviews and a 96% recommendation rating, January 2020.
Published 7th July 2020