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Flood risk on the rise

Flood risk on the rise

Scientists have predicted that changes to our climate are set to intensify, with UK winters becoming even wetter.  The impact this may have on our homes could be detrimental.

According to The Times, the number of households in Britain at risk of flooding will more than double by 2050*.

How to protect your property

Flooding can happen very quickly and have a devastating impact on our homes, businesses, and possessions. However, there are many things you can do to help minimise a flood’s impact on your property.

What to do when flooding is imminent:

  • Guards and barriers can be put in place to help prevent water from getting through gaps around external-facing doors and windows. A variety of options are available from DIY retailers
  • Sandbags are a simple but effective way to help reduce water and mud entering your home. They can be used in a similar way to guards and barriers, by placing them against vulnerable areas such as door frames and drains
  • Help prevent sewage and water backing up from your toilet by securing with a ‘pan seal’ or ‘toilet bung’.  A toilet bung is a strong bladder-shaped ball that is pushed into the discharge bend while a pan seal creates a secure seal around the toilet pan – both hopefully prevent overflow back out of the toilet
  • Air-brick covers can be placed over ventilation bricks and fittings, which are usually found at floor level, and fittings, helping to stop water seeping in

Move what you can

Items that could be damaged and can be moved safely, should be placed upstairs, or on top of cupboards and counter-tops if possible.

These might include:

  • Soft furnishings such as rugs and curtains
  • Sofas and armchairs, as well as kitchen tables and chairs
  • Valuable items such as family heirlooms, musical instruments and sports equipment
  • Electrical items such as televisions and stereo equipment
  • Important documents, including passports and driving licences

Longer-term flood solutions

If you know you live in a high flood risk area, it might be worth investing in some long-term preventive measures:

  • Pipe entry and exit points, where water often gets in during a flood, can be sealed using an expanding silicone sealant
  • Sensor-activated door and window barriers can be fitted permanently and come down automatically when water approaches
  • Raise fuse-boxes, electrical plug sockets and wiring to at least 1.5metres up from floor level
  • Seal basement rooms and floors using ‘tanking’ methods to make them waterproof
  • Gardens can be re-designed so that water is diverted away from a property
  • Tiled flooring could be more favourable, as it’s less likely to be damaged if exposed to water, unlike laminate or carpets

Policy Expert’s flood-proof policies are second-to-none

We are the only insurer in the UK with our own set of first response vehicles. When bad weather is imminent, our vans are deployed in areas we know are high risk.  This means we can act fast, to help our customers.

Read more about our first response vehicles: